Paper checks from the IRS and the Social Security Administration will soon be a thing of the past. The federal government's move toward a fully electronic system aims to cut costs, minimize fraud and streamline payment delivery. Here's when the change begins, why it's happening and what you may need to do to prepare for it.

There's good news on the federal tax front for self-employed individuals and owners of pass-through businesses: The qualified business income (QBI) deduction has recently been extended and expanded. The favorable changes are part of the new law known as the One Big Beautiful Bill Act (OBBBA). Here are the details.

What should retirement savers do if they've maxed out their 401(k) plan contributions? As this article explains, some plans allow participants to make after-tax contributions to their 401(k)s. Another option is to contribute to a traditional IRA, Roth IRA or annuity. Savers may also want to consider a Health Savings Account.

Life insurance is important to have, particularly if your family depends on your income. However, if you own a policy at death, its proceeds may be subject to estate tax, depending on the size of your estate. A common estate planning strategy is to include the policy in an irrevocable life insurance trust. This article explains the benefits and possible pitfalls.

Most people today rely on the Internet for so many things — communication, information, transactions. But this dependence comes with the ever-present risk of a cybercriminal hacking into your private data or tricking you into compromising your accounts. This article offers 10 commonsense steps to reducing your cybersecurity risk.